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Joseph Sullivan, CFS

The Plan for Financial Comfort™

Have You Taken Appropriate Steps to Protect Your Family? A goal without a plan is just a dream.

Nothing is more important than your financial health and the safety and security of your family.

You work long hours, take care of your family, and barely have time to breathe let alone manage your short and long-term financial needs. Life events such as childbirth, job change, or even divorce can cause enormous emotional stress which requires competent and compassionate planning. You need a qualified professional who can provide strategies and solutions because your financial health is too important to leave to chance.

6 Steps Toward a Plan for Your Financial Comfort

1 - Cash Flow

Is your money working as hard as you do? 

Paying off high-interest consumer debt is the first way to begin saving as this can improve cash flow dramatically. Your financial advisor can help you establish appropriate goals, create a budget and set up an emergency fund.

2 - Tax Reduction Strategies

Have you taken full advantage of deductions, exemptions, and credits?

While financial planning is a process of looking forward into your future, it is also important to take a look back in time. Specifically, we look at your past tax returns and look for savings opportunities that may have an impact on the taxes you pay and your ability to save for important goals in the coming years.* 

3 - Preservation of Income

Have you planned for the financial security of loved ones?

This is not a do-it-yourself project. We know you lead a very busy life. Concentrate on the things you do well and delegate this process to us. It takes diligence, research, experience and careful consideration to help you work towards your financial goals. Comprehensive and prudent planning now can mitigate or even transfer some of these risks to help protect your family.

4 - Retirement Planning

Are you saving consistently to build your nest egg?

Use time as your ally and take full advantage of tax deferrals. The objective is to generate returns on your returns to leverage compound interest to help you work towards your retirement goals in a more efficient manner.

5 - College Funding

Children are our most valuable resource.

Steps can be taken to help improve the financing of educational goals. With soaring college costs, starting early with a well-planned offense can make a big impact when building an educational fund.

6 - Wealth Transfer

Do you want the courts to make decisions for your family?

Are all of your financial papers titled? Have you updated your beneficiaries? Do you have a current will, health care proxy and power of attorney? We can help you get your ducks in a row. Take control and plan now for the safety and well-being of your loved ones.

Learn more

For a printable copy of The Plan for Financial Comfort Click Here

*Integrated Financial Partners and LPL Financial do not provide tax services.